Terms of Service

Last updated: February 2026

Acceptance of Terms

By accessing or using Tally, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the service.

The Service

Tally is a financial planning and forecasting tool. It allows you to model your income, expenses, assets, and liabilities, then projects them forward to help you understand your long-term financial trajectory.

Tally is NOT financial advice. Projections are based on the assumptions you provide and may not reflect actual outcomes. Financial markets, tax laws, and personal circumstances are inherently unpredictable.

Your Account

You are responsible for maintaining the security of your account credentials. You agree to provide accurate and complete information when creating your account and to keep that information up to date.

Your Data

You own your data. We do not claim any intellectual property rights or ownership over the financial information you enter into Tally. See our Privacy Policy for details on how we handle your data.

Acceptable Use

You agree not to:

  • Use the service for any illegal or unauthorized purpose
  • Attempt to access other users' accounts or data
  • Attempt to reverse-engineer, decompile, or disassemble any part of the service
  • Interfere with or disrupt the service or servers connected to the service

Accuracy Disclaimer

Tally provides projections, not guarantees. Financial markets, tax laws, and personal circumstances change in ways that cannot be predicted. Our forecasts are tools for planning, not predictions of the future.

You acknowledge that any financial decisions you make are your own responsibility. We encourage you to use Tally as one input among many when making important financial decisions.

Limitation of Liability

Tally is provided "as is" without warranties of any kind, either express or implied. To the fullest extent permitted by law, we are not liable for any financial losses, damages, or decisions made based on information or projections provided by the service.

Always consult qualified financial, tax, or legal professionals before making significant financial decisions.

Changes to Terms

We may update these Terms of Service from time to time. We will notify you of significant changes via the email address associated with your account. Your continued use of the service after changes are posted constitutes acceptance of the updated terms.

Contact Us

Questions about these terms? Email us at legal@thetally.io.