Everything to manage your money — and plan your whole life
Most apps do one or the other. Tally does both, in one system, always in sync — so your plan is always built on your real numbers.
Bank & Brokerage Connections
Connect 2,000+ banks and brokerages via Plaid and SnapTrade, link a Tiller Google Sheet, or import a CSV. Balances and transactions sync automatically every day.
Smart Transaction Management
Every transaction auto-categorizes through a 3-tier pipeline — your rules first, then description history, then AI. Transfer detection pairs matching in/out transactions. Review and approve in bulk.
Budgeting
Annual budgets with monthly granularity. Seed them from your forecast or last year’s actuals. Track budget vs. actuals with color-coded variance as the year unfolds.
Reports & Dashboard
A customizable dashboard plus reports for spending, P&L, balance sheet, budget vs. actuals, and year-end comparison — all with drill-down to individual transactions.
Asset & Liability Tracking
40+ asset types from 401(k)s to crypto, and 14 liability types with full amortization. Growth rates, contributions, employer matching, payoff schedules, and live performance.
Investment Performance
Real appreciation with contributions and withdrawals stripped out — so you see what your investments actually earned, not just what you deposited. Time-weighted returns, cumulative growth, and per-account breakdowns.
Lifetime Forecast
Year-by-year projections from today through the end of your life — taxes, inflation, growth, RMDs, Social Security, asset withdrawals, and debt payoff, built from the numbers you already track.
Monte Carlo Simulation
Run your plan through thousands of randomized market futures and see the real probability your money lasts — a median outcome, a range of futures, and the worst-case age your savings could run dry. Not a single hopeful line.
What-If Scenarios
Model any life change — retire early, buy a home, have a kid, switch jobs. Create named scenarios with field-level overrides and compare them side-by-side against your baseline.
Tax Modeling
Federal brackets, state income tax across all 50 states, FICA, NIIT, capital gains, QBI deductions, and EITC credits — updated annually with real IRS data and woven through every forecast year.
AI Assistant & Advisor
Chat with an AI that understands your data — it can look up balances, create records, and set things up for you. The AI Advisor reads your whole picture and explains where you stand, what’s working, and what to watch.
Security & Privacy
Google OAuth and email/password auth. TOTP two-factor authentication with backup codes. AES-256 encryption for all sensitive data. We never sell or share your data.
One system for your whole financial life
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